The form below is an online 1003 (full standard residential loan application). If you are unsure about applying, go to contact us page and tell our team why you think you may need an alternative – Portfolio loan. Be prepared to discuss any credit issues (mortgage lates, bk, short-sale , foreclosure, or any other negative info)
Many Porfolio loans are for the self employed so bank statements can be used – *** if thats the case know your total deposits for last 24 months so that we may calculate a monthly deposit average.
You will taken to our secure application site(Texasmortgagehome – hosted by vlender) – its a standard borrower application.
We recommend that you take a moment and write a short summary or narrative your situation and why you may be eligible for a conventional loan.
If you are self employed , be prepared to discuss your gross deposits for 12-24 months, your line of work, how your paid – the “story” of your own current scenario. – go to contact us and send in info you think would be helpful.