Our group focuses on common sense lending.
Can you show income via bank statements, 1099, other?
do you have enough assets to cover the loan? there are ways – I teach borrowers to treat the loan application like a “job interview”, be organized and be able clearly present your loan request and financial health. That should include:
loan request (purchase, refinance, other..)
why you may have been denied a conventional loan approval
your credit and explanation for negative items
your income (what you do , how your paid)
last 12-24 bank statements( this will prove your income – cash flow)
These are “story” loans , tell us your story and why you would be a good borrower.
214 213 8967