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Life Saver Mortgage
** be thoughtful – tell us why you need portoflio financing – why do you think you you need “alternative financing” , have you been denied? your email will go directly to owners and can drastically speed up and improve chances of funding.
Our advice is to explain and be able to prove how you earn income (required for all primary residence loans) There are no “stated income” loans allowed anymore for primary (you must prove income, most self employed borrowers prove with bank statements or 1099s.
As a borrower applying for “alternative loans – Portfolio loans” its up to you to be organized and able to present you story just as if you were applying for a job. These are not fannie mae/conventional loans , its a “cookie cutter” loan.
As consultants we ask that our clients be prepared to tell the “story”