Use liquidity for “ATR” Ability to repay and get approved Use your assets (cash, stocks, retirement accounts) for qualifying and ATR (Ability to repay) guidelines that must be met. Email or apply (for prequal only) if we have already discussed, please complete full 1003 on our site (here) using our dedicates site and application for Asset Depletion Loans – Asset Dissapation Loans (Click Here to send scenario) New variance to program , “The Texas Gold” program , with 680 credit and 75% LTV loans can funded showing no income, no job, …..only assets , only available through bank charter. Good for newly self employed, retired, those living from trust funds, etc….. even lottery winners call us 214 824 0417 “Unemployed, Retired, Self-Employed And Wage Earners”