Portfolio loans for : investors, althernative, jumbo and non conventional borrowers ,self employed, credit problems
Perhaps you have been told you need a portfolio home loan. Our group specializes in small bank & othe financial institution portfolio loans for Texas real estate & homes.
We search for borrowers who may not qualify for traditional (Fannie-FHA and other govt insured loans) but who have a good "story" reason for why they may make a good loan candidate. We work loans for investors and owner occupied mortgages. Min Loan is 75,000 with loans up 3,000,000.
Just be prepared to tell us your story (reason for portfolio loan and details on your current financial health). These loans work well for borrowers with a "story", recently self employed, recent problems (BK,foreclosure, other). Maybe you just became paid 1099 rather than by w2. Maybe you have a job and own a small business or rental property. We use alternative means of calculating income (You should know you last 24 months of bank deposit history) such as bank statements, assets (some call it asset depletion method), gross income and other ways to qualify good borrowers.
Get Pre - Approved or Pre - Qualified (use option 2) This is our basic summary for all loans.Its an online application.
Portfolio & Specialty Real Estate Lending and mortgages in Texas.
If you are looking to purchase, refinance, or cash out on real estate on homes located in Texas , please send us an email , follow the 2 step process above or simply call us at 214-213 8967 for a complimentary consultation about your loan request.
Our mission regarding is lending: Simple - Provide a streamlined approach to the loan process in Texas. Whether buying as investor (our specialty) or for your primary residence we are seasoned loan consultants and offer a clear path to financing per the borrowers unique situation.
We have structured relationships with local portfolio lenders for investment property oans, Jumbo loans, loans for self employed, bank statement programs and other products that DONT quite fit the Fannie Mae or FHA window. If you have have good credit but have been turned down, please call us and tell the "story" of your situation.
Please take a moment to read more about us, or use our apply online or loan center menu to obtain the most current information on mortgage programs and information available. We are small office in Dallas with loan processing located in the State of Texas as well.
This the site of mortgage broker Monty Busch. I have been originating mortgages, private loans and specializing in investor loans for 10+ years and active landlord. We are flexible because we work with a variety small and large banks and I own a hard money lending company for private (non bank) lending needs.
***** if after reading and you seek Hard (non bank) money for rehabs or other investment property please download the hard money app or go to our Texas hard Money site